uob individual banking
uob individual banking
Blog Article
UOB Financial institution offers a variety of personalized banking services created to satisfy the fiscal demands of individuals. Beneath is an in depth overview to help you realize The real key elements and offerings.
Varieties of Accounts
Discounts Account: This account helps you to spend less whilst earning desire.
Options: Quick access, fascination earnings, minimal expenses.
Gains: Secure place for your money, opportunity growth by means of curiosity.
Present Account: Ideal for everyday transactions and taking care of expenses.
Functions: Checkbook facility, overdraft protection.
Benefits: Handy for regular payments and withdrawals.
Set Deposit Account: For anyone wanting to make greater desire costs above a set time period.
Attributes: Mounted time period deposits, higher interest prices when compared to financial savings accounts.
Advantages: Protected expense alternative with predictable returns.
Loans
Own Financial loans: Unsecured financial loans which can be utilized for a variety of needs like schooling or property renovation.
Sorts:
Installment Loans
Credit Strains
Added benefits: Versatile repayment terms, aggressive desire premiums.
Property Loans: Tailored methods for obtaining house or refinancing existing home loans.
Sorts:
Set Price Dwelling Financial loan
Floating Charge House Loan
Added benefits: Diverse ideas to accommodate particular person wants, appealing costs.
Credit Cards
UOB presents A variety of bank cards catering to distinct existence and paying habits:
Rewards Playing cards: Generate details on each and every order which may be redeemed for items or travel miles.
Cashback Cards: Get hard cash rebates on each day expending including groceries and eating out.
Travel Cards: Exclusive Advantages like air miles accumulation and journey coverage coverage.
Financial commitment Solutions
For individuals keen on expanding their wealth by investments:
Device Trusts * Diversified portfolio managed by experts. * Appropriate for very long-time period development goals.
Structured Deposits * Combines the capabilities of traditional deposits with investment decision merchandise. * Likely higher returns but with some danger concerned.
Insurance policies Solutions
To shield you and All your family members against unexpected events:
Life Insurance coverage * Gives economic safety in case of death or critical health issues. * May function a discounts Resource depending upon the plan decided on.
Overall health Insurance policies * Covers healthcare expenses together with hospitalization expenditures. * Essential for mitigating higher Health care charges.
Digital Banking Services
Benefit at your fingertips by way of digital platforms:
World-wide-web Banking
Means that you can deal with your finances on the net:
Check out account balances and transaction history
Transfer cash in between accounts or pay back charges
Apply for new solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by means of mobile apps:
Quick harmony checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
Using these comprehensive offerings, UOB aims to deliver customized banking methods that cater especially to unique demands though making certain advantage and security in more info all transactions.